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Terms of Service

App: Smart Financial Calculator Website: MyDailyBytes.com Effective Date: March 24, 2026 Last Updated: March 24, 2026

1. Acceptance of Terms​

By accessing or using Smart Financial Calculator on MyDailyBytes.com ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not use the App.

2. Description of Service​

Smart Financial Calculator is a free web-based tool that provides financial calculation utilities including, but not limited to:

  • Loan and EMI calculators
  • Compound interest calculators
  • Savings and investment growth projections
  • Retirement planning tools
  • Tax estimation tools
  • Mortgage calculators

The App is provided for informational and educational purposes only.

3. Eligibility​

You must be at least 13 years of age to use this App. By using the App, you represent and warrant that you meet this requirement.

4. Permitted Use​

You may use the App for:

  • Personal financial planning and education
  • Academic or research purposes
  • General informational use

You may not use the App to:

  • Violate any applicable laws or regulations
  • Transmit harmful, offensive, or malicious content
  • Attempt to reverse-engineer, hack, or disrupt the App
  • Scrape, crawl, or harvest data from the App using automated means
  • Reproduce or redistribute the App's content commercially without written permission

5. Intellectual Property​

All content on Smart Financial Calculator — including text, design, code, graphics, and calculation logic — is the property of MyDailyBytes.com and is protected by applicable intellectual property laws.

You may not copy, modify, distribute, or create derivative works without our express written consent.

6. Financial Disclaimer​

Important

The results generated by Smart Financial Calculator are for illustrative and educational purposes only. They do not constitute financial, investment, tax, or legal advice.

Please refer to our Disclaimer for full details.

Always consult a qualified financial advisor before making any financial decisions.

7. Accuracy of Information​

While we strive to keep calculations accurate and up to date, we make no guarantees regarding:

  • The accuracy of calculation results
  • Applicability to your specific financial situation
  • Currency of tax rates, interest benchmarks, or regulatory figures

The App may contain links to third-party websites. These links are provided for convenience only. We have no control over such sites and accept no responsibility for their content, privacy practices, or availability.

9. Limitation of Liability​

To the fullest extent permitted by law, MyDailyBytes.com shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages arising from your use of the App
  • Financial losses resulting from reliance on calculation results
  • Errors, interruptions, or data loss
  • Unauthorized access to or alteration of your data

10. Disclaimer of Warranties​

The App is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.

11. Modifications to the App​

We reserve the right to modify, suspend, or discontinue any part of the App at any time without notice. We shall not be liable to you or any third party for any such modification, suspension, or discontinuation.

12. Changes to These Terms​

We may update these Terms at any time. Continued use of the App after changes are posted constitutes your acceptance of the revised Terms. The "Last Updated" date at the top of this page reflects the most recent revision.

13. Governing Law​

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

14. Contact Us​

If you have questions about these Terms, please contact:

MyDailyBytes.com Email: mydailybytesofficial@gmail.com Website: https://mydailybytes.com